![]() In this case, your income of $2,250 is $100 less than your projected expenses of $2,350. Total everything up for a grand total of $2350. Suppose you'd like to get take-out coffee every morning for $3.00 per day, for a total of $90 ($3.00 x 30 days = $90), and you want to go out with friends twice per month for $75 per evening, for a total of $150 ($75 x 2 = $150). Then list your expenses in your "wants" category. Say you estimate $500 for groceries and $310 for gas and $200 for household utilities (such as electricity and water). Suppose your rent is $850 and your phone is $250.
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